SwitzerlandSozialstaat, Arbeit und Alltag 8 · Welfare, work and everyday life
What is an advantage of pillar 3a (Säule 3a)?
In the exam (German)
Was ist ein Vorteil der Säule 3a?
- aIt replaces the compulsory AHV, so AHV contributions are no longer needed.Sie ersetzt die obligatorische AHV, sodass keine AHV-Beiträge mehr nötig sind.
- bPayments into it can be deducted from taxes up to a maximum amount.Einzahlungen kann man bis zu einem Höchstbetrag von den Steuern abziehen.Correct answer
- cYou can withdraw the money at any time, tax-free, without giving a reason.Das Geld kann man jederzeit und ohne Angabe eines Grundes steuerfrei abheben.
- dThe Confederation pays a fixed ten per cent interest on every account each year.Der Bund zahlt auf jedes Konto jedes Jahr einen festen Zins von zehn Prozent.
Why?
Pillar 3a is voluntary, tied saving for old age. Payments up to a yearly maximum can be deducted from taxable income; in return, the money usually stays tied up until shortly before retirement age.
Translated with AI. In the exam the question is in German, as shown above.
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Take a free mock examSozialstaat, Arbeit und Alltag 9
Where do you register if you become unemployed and want to receive unemployment benefit?Correct answer:at the Regional Employment Centre (RAV)
Bei welcher Stelle meldet man sich an, wenn man arbeitslos wird und Arbeitslosenentschädigung beziehen will? — beim Regionalen Arbeitsvermittlungszentrum (RAV)
Sozialstaat, Arbeit und Alltag 10
What must people who receive unemployment benefit do?Correct answer:They must show that they are trying to find a new job.
Was müssen Personen tun, die Arbeitslosenentschädigung erhalten? — Sie müssen sich nachweisbar um eine neue Stelle bemühen.
Sozialstaat, Arbeit und Alltag 11
For employees, who pays the premium for insurance against occupational accidents?Correct answer:the employer
Wer bezahlt bei Angestellten die Prämie für die Versicherung gegen Berufsunfälle? — der Arbeitgeber
Sozialstaat, Arbeit und Alltag 12
Anyone who works for an employer for at least eight hours a week is also insured through that employer against …Correct answer:accidents in their free time.
Wer bei einem Arbeitgeber mindestens acht Stunden pro Woche arbeitet, ist über diesen auch versichert gegen … — Unfälle in der Freizeit.
Source
Our own practice questions on the facts of the Federal Constitution and the official information of the Confederation and the cantons of Zurich, Aargau and Bern. They are not the questions of the cantonal tests, and no wording from the cantonal question catalogues has been reused. Each question was written, answered blind and fact-checked in separate rounds. The English translation and the explanations are ours, made with AI; in the test the questions are in German. We are not affiliated with the Confederation, the cantons or the communes.
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