SwedenArbetsmarknad och privatekonomi 17 · Labour market and personal finance
What does it mean to work “svart” (off the books)?
In the exam (Swedish)
Vad innebär det att arbeta svart?
- aTo work at nightAtt arbeta på natten
- bTo work without the wages being reported and without tax being paidAtt arbeta utan att lönen redovisas och utan att skatt betalasCorrect answer
- cTo work extra during your holidayAtt arbeta extra under sin semester
- dTo work at a workplace that has no collective agreementAtt arbeta på en arbetsplats som saknar kollektivavtal
Why?
It is illegal to work without paying tax. A person who works off the books also loses protection that is based on income, for example pension and payments in case of illness.
Translated with AI. In the exam the question is in Swedish, as shown above.
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Take a free mock examArbetsmarknad och privatekonomi 18
Everyone who has had an income during the year must declare it to the Swedish Tax Agency (Skatteverket). What is the deadline for private individuals to submit their tax return (deklaration)?Correct answer:At the beginning of May of the following year
Alla som har haft en inkomst under året ska deklarera den till Skatteverket. När ska privatpersoner senast lämna sin deklaration? — I början av maj året efter
Arbetsmarknad och privatekonomi 19
Why can it be a good idea to make a budget for your personal finances?Correct answer:To see whether your income covers your expenses and to be able to plan, for example savings
Varför kan det vara bra att göra en budget för sin privatekonomi? — För att se om inkomsterna räcker till utgifterna och kunna planera, till exempel ett sparande
Arbetsmarknad och privatekonomi 20
What is important to know before buying on credit, for example with a credit card or a quick loan (snabblån)?Correct answer:The interest and fees are often high, so it can be much more expensive than paying straight away.
Vad är viktigt att veta innan man handlar på kredit, till exempel med kreditkort eller ett snabblån? — Räntan och avgifterna är ofta höga, så det kan bli mycket dyrare än att betala direkt.
Arbetsmarknad och privatekonomi 21
What does the Swedish Enforcement Authority (Kronofogdemyndigheten) do?Correct answer:It collects unpaid debts and can decide on debt relief.
Vad gör Kronofogdemyndigheten? — Den driver in obetalda skulder och kan besluta om skuldsanering.
Source
Our own practice questions, written from the facts in UHR’s study material “Sverige i fokus” and the subjects of the ordinance (2026:451) on the citizenship test. They are not the real test questions, which are not published, and no text from the material is reused. Each question was written, answered blind and fact-checked in separate rounds. The English translation and the explanations are ours, made with AI help; in the test the questions are asked in Swedish. We are not affiliated with the Swedish Council for Higher Education (UHR) or the Swedish Migration Agency (Migrationsverket).
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