SwitzerlandSozialstaat, Arbeit und Alltag 16 · Welfare, work and everyday life
What is the deductible (Franchise) in health insurance?
In the exam (German)
Was ist die Franchise bei der Krankenkasse?
- athe amount you pay every month as a premiumder Betrag, den man jeden Monat als Prämie bezahlt
- ba refund if you were never ill for a whole yeareine Rückzahlung, wenn man ein Jahr lang nie krank war
- ca fee for switching to another insurance fundeine Gebühr für den Wechsel zu einer anderen Kasse
- dthe yearly amount towards the costs that you pay yourself firstder jährliche Betrag an die Kosten, den man zuerst selbst bezahltCorrect answer
Why?
The deductible is the fixed amount per year that adults pay themselves towards their treatment costs. Only above it does the health insurance fund pay, minus the co-payment (Selbstbehalt). If you choose a higher deductible, you pay a lower premium.
Translated with AI. In the exam the question is in German, as shown above.
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Who receives a reduction of their health insurance premium (Prämienverbilligung)?Correct answer:people with a low income, according to the rules of the canton where they live
Wer erhält eine Prämienverbilligung für die Krankenkasse? — Personen mit tiefem Einkommen, nach den Regeln des Wohnkantons
Sozialstaat, Arbeit und Alltag 18
What does federal law provide, as a minimum, for working mothers after the birth of a child?Correct answer:14 weeks of leave at 80 per cent of their pay
Was sieht das Bundesrecht für erwerbstätige Mütter nach der Geburt mindestens vor? — 14 Wochen Urlaub mit 80 Prozent des Lohns
Sozialstaat, Arbeit und Alltag 19
What did the voters accept for families in September 2020?Correct answer:two weeks of paid paternity leave
Was haben die Stimmberechtigten im September 2020 für Familien angenommen? — zwei Wochen bezahlten Vaterschaftsurlaub
Sozialstaat, Arbeit und Alltag 20
Who is responsible in Switzerland for compulsory state schooling (Volksschule: kindergarten, primary school, lower secondary school)?Correct answer:the cantons
Wer ist in der Schweiz für die Volksschule (Kindergarten, Primarschule, Sekundarstufe I) zuständig? — die Kantone
Source
Our own practice questions on the facts of the Federal Constitution and the official information of the Confederation and the cantons of Zurich, Aargau and Bern. They are not the questions of the cantonal tests, and no wording from the cantonal question catalogues has been reused. Each question was written, answered blind and fact-checked in separate rounds. The English translation and the explanations are ours, made with AI; in the test the questions are in German. We are not affiliated with the Confederation, the cantons or the communes.
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