SwitzerlandSozialstaat, Arbeit und Alltag 15 · Welfare, work and everyday life
Does the premium for basic health insurance depend on income?
In the exam (German)
Hängt die Prämie der Grundversicherung vom Einkommen ab?
- aNo, income plays no part in it.Nein, das Einkommen spielt dafür keine Rolle.Correct answer
- bYes, it is a fixed share of the wage.Ja, sie beträgt einen festen Teil des Lohns.
- cNo, the employer pays it for everyone.Nein, der Arbeitgeber bezahlt sie für alle.
- dYes, the tax office calculates it together with the taxes.Ja, das Steueramt berechnet sie mit den Steuern.
Why?
The premium is charged per person and does not depend on income. But it is not the same for everyone: it depends on the health insurance fund, the region where you live, the age group, the deductible (Franchise) and the insurance model. People who earn little can receive a premium reduction (Prämienverbilligung).
Translated with AI. In the exam the question is in German, as shown above.
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Who receives a reduction of their health insurance premium (Prämienverbilligung)?Correct answer:people with a low income, according to the rules of the canton where they live
Wer erhält eine Prämienverbilligung für die Krankenkasse? — Personen mit tiefem Einkommen, nach den Regeln des Wohnkantons
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What did the voters accept for families in September 2020?Correct answer:two weeks of paid paternity leave
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Source
Our own practice questions on the facts of the Federal Constitution and the official information of the Confederation and the cantons of Zurich, Aargau and Bern. They are not the questions of the cantonal tests, and no wording from the cantonal question catalogues has been reused. Each question was written, answered blind and fact-checked in separate rounds. The English translation and the explanations are ours, made with AI; in the test the questions are in German. We are not affiliated with the Confederation, the cantons or the communes.
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