NetherlandsGezondheid en gezondheidszorg 23 · Health and healthcare

Sevda has been ill for a long time. She wants to take out basic insurance (basisverzekering). Is the health insurer (zorgverzekeraar) allowed to refuse her?

In the exam (Dutch)

Sevda is al lang ziek. Ze wil een basisverzekering afsluiten. Mag de zorgverzekeraar haar weigeren?

  1. aYes, ill people are not allowed to get basic insurance.Ja, zieke mensen mogen geen basisverzekering krijgen.
  2. bYes, if she is older than 40.Ja, als zij ouder is dan 40 jaar.
  3. cNo, the insurer must accept everyone.Nee, de verzekeraar moet iedereen accepteren.Correct answer

Why?

A health insurer must accept everyone for basic insurance. Your health or age does not matter.

Translated with AI. In the exam the question is in Dutch, as shown above.

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More on this topic

  1. Gezondheid en gezondheidszorg 24

    Ali wants to change to another health insurer (zorgverzekeraar). When can he do that?

    Correct answer:Once a year, from 1 January.

    Ali wil naar een andere zorgverzekeraar. Wanneer kan dat? — Eén keer per jaar, per 1 januari.

  2. Gezondheid en gezondheidszorg 25

    Every year you pay the first part of the costs of some care under the basic insurance yourself. What is this called?

    Correct answer:The deductible (eigen risico).

    Je betaalt elk jaar zelf het eerste deel van de kosten voor sommige zorg uit de basisverzekering. Hoe heet dat? — Het eigen risico.

  3. Gezondheid en gezondheidszorg 26

    Fatima goes to the GP. Is this taken from her deductible (eigen risico)?

    Correct answer:No, the GP does not count towards the deductible.

    Fatima gaat naar de huisarts. Gaat dit van haar eigen risico af? — Nee, de huisarts gaat niet van het eigen risico af.

  4. Gezondheid en gezondheidszorg 27

    Rana gets a high bill for her deductible (eigen risico). She cannot pay it all at once. What can she do?

    Correct answer:She asks her health insurer whether she may pay in parts.

    Rana krijgt een hoge rekening voor haar eigen risico. Ze kan niet alles in één keer betalen. Wat kan zij doen? — Ze vraagt haar zorgverzekeraar of ze in delen mag betalen.

Source

Our own practice questions, based on the official end terms (eindtermen) of the Knowledge of Dutch Society exam (Kennis van de Nederlandse Maatschappij, Annex 2 to the Regeling inburgering 2021). They are not the real exam questions, which are secret, and we use none of DUO’s practice exam questions. The English translation and the explanations were made with the help of AI; the exam itself is taken in Dutch. We are not affiliated with DUO or the Ministry of Social Affairs and Employment.

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