NorwayArbeid 38 · Work, economy and sustainability
Which type of loan usually has the highest interest rate?
In the exam (Norwegian)
Hvilken type lån har vanligvis den høyeste renten?
- aConsumer loans and credit card debtForbrukslån og gjeld på kredittkortCorrect answer
- bStudent loans from the State Educational Loan FundStudielån fra Lånekassen
- cMortgages with the home as securityBoliglån med boligen som sikkerhet
Why?
Consumer loans and credit cards have no security, such as a home. That is why the interest rate is much higher than on mortgages and student loans, and the debt can grow fast.
Translated with AI. In the exam the question is in Norwegian, as shown above.
Check yourself
Would you know these too?
The same number of questions and the same pass mark as the real test, marked at once. Your first mock is free and needs no account.
Take a free mock examArbeid 39
You do not pay a bill, and you also do not reply to the reminders. What can happen?Correct answer:The claim can be sent to debt collection, and you must pay extra fees
Du betaler ikke en regning, og du svarer heller ikke på påminnelsene. Hva kan skje? — Kravet kan bli sendt til inkasso, og du må betale ekstra gebyrer
Arbeid 40
You have large debts and cannot pay your bills. Where can you get free help to make a plan for your finances?Correct answer:At the NAV office in the municipality where you live
Du har stor gjeld og klarer ikke å betale regningene. Hvor kan du få gratis hjelp til å lage en plan for økonomien din? — Hos NAV-kontoret i kommunen der du bor
Arbeid 41
You are going to rent a flat and pay a deposit (depositum). Where should the deposit be kept?Correct answer:In a separate deposit account at the bank, in the tenant's name
Du skal leie en leilighet og betale depositum. Hvor skal depositumet være? — På en egen depositumskonto i banken, i navnet til leieren
Arbeid 42
You rent a flat. When can the landlord enter your flat?Correct answer:For inspections and necessary repairs, after telling you in advance
Du leier en leilighet. Når kan utleieren gå inn i leiligheten din? — Ved tilsyn og nødvendige reparasjoner, etter å ha varslet deg
Source
Our own practice questions on the facts of the public social studies curriculum (the curriculum for adult immigrants and samfunnskunnskap.no). They are not the real test tasks, which are confidential and never published, and no text from samfunnskunnskap.no is reused. Each question was written, answered blind and fact-checked in separate rounds. The English translation and the explanations are ours, made with AI help; in the test the questions are asked in Norwegian. We are not affiliated with the Directorate for Higher Education and Skills (HK-dir).
Official informationTry it under exam conditions.
The same number of questions and the same pass mark as the real test, marked at once. Your first mock is free and needs no account.
The pass NOK 199.00 · 90 days of access for one payment — it never renews