SwitzerlandSozialstaat, Arbeit und Alltag 14 · Welfare, work and everyday life
What applies to basic health insurance (Grundversicherung)?
In the exam (German)
Was gilt in der Grundversicherung der Krankenkasse?
- aThe canton where you live decides which insurance fund you are with.Der Wohnkanton bestimmt, bei welcher Kasse man ist.
- bYou choose the fund freely, and it must accept every person.Man wählt die Kasse frei, und sie muss jede Person aufnehmen.Correct answer
- cThe health insurance fund may refuse older people.Die Krankenkasse darf ältere Personen ablehnen.
- dFor serious illnesses, it only pays after five years.Bei schweren Krankheiten zahlt sie erst nach fünf Jahren.
Why?
In basic insurance you can choose your health insurance fund freely. It must accept every person, no matter how old or how healthy they are. For supplementary insurance (Zusatzversicherung), on the other hand, it may ask health questions and refuse someone.
Translated with AI. In the exam the question is in German, as shown above.
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Does the premium for basic health insurance depend on income?Correct answer:No, income plays no part in it.
Hängt die Prämie der Grundversicherung vom Einkommen ab? — Nein, das Einkommen spielt dafür keine Rolle.
Sozialstaat, Arbeit und Alltag 16
What is the deductible (Franchise) in health insurance?Correct answer:the yearly amount towards the costs that you pay yourself first
Was ist die Franchise bei der Krankenkasse? — der jährliche Betrag an die Kosten, den man zuerst selbst bezahlt
Sozialstaat, Arbeit und Alltag 17
Who receives a reduction of their health insurance premium (Prämienverbilligung)?Correct answer:people with a low income, according to the rules of the canton where they live
Wer erhält eine Prämienverbilligung für die Krankenkasse? — Personen mit tiefem Einkommen, nach den Regeln des Wohnkantons
Sozialstaat, Arbeit und Alltag 18
What does federal law provide, as a minimum, for working mothers after the birth of a child?Correct answer:14 weeks of leave at 80 per cent of their pay
Was sieht das Bundesrecht für erwerbstätige Mütter nach der Geburt mindestens vor? — 14 Wochen Urlaub mit 80 Prozent des Lohns
Source
Our own practice questions on the facts of the Federal Constitution and the official information of the Confederation and the cantons of Zurich, Aargau and Bern. They are not the questions of the cantonal tests, and no wording from the cantonal question catalogues has been reused. Each question was written, answered blind and fact-checked in separate rounds. The English translation and the explanations are ours, made with AI; in the test the questions are in German. We are not affiliated with the Confederation, the cantons or the communes.
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