GermanyAufgabe 99 · Politics in a democracy

Who pays for social insurance in Germany?

In the exam (German)

Wer bezahlt in Deutschland die Sozialversicherungen?

  1. aemployers and employeesArbeitgeberinnen/Arbeitgeber und Arbeitnehmerinnen/ArbeitnehmerCorrect answer
  2. bonly employeesnur Arbeitnehmerinnen/Arbeitnehmer
  3. call citizensalle Staatsangehörigen
  4. donly employersnur Arbeitgeberinnen/Arbeitgeber

Why?

Employers and employees pay social insurance contributions together, usually about half each. The employees' share is deducted directly from their wages. One exception is accident insurance: the employer pays for it alone.

Translated with AI. In the exam the question is in German, as shown above.

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More on this topic

  1. Aufgabe 100

    What is not part of the statutory social insurance?

    Correct answer:life insurance

    Was gehört nicht zur gesetzlichen Sozialversicherung? — die Lebensversicherung

  2. Aufgabe 101

    Trade unions are interest groups of …

    Correct answer:employees.

    Gewerkschaften sind Interessenverbände der … — Arbeitnehmerinnen und Arbeitnehmer.

  3. Aufgabe 102

    How can you be honoured in the Federal Republic of Germany if you have achieved something special in the political, economic, cultural, intellectual or social field? With the …

    Correct answer:Federal Cross of Merit (Bundesverdienstkreuz)

    Womit kann man in der Bundesrepublik Deutschland geehrt werden, wenn man auf politischem, wirtschaftlichem, kulturellem, geistigem oder sozialem Gebiet eine besondere Leistung erbracht hat? Mit dem … — Bundesverdienstkreuz

  4. Aufgabe 103

    What is called a “traffic light coalition” (Ampelkoalition) in Germany? The cooperation …

    Correct answer:of SPD, FDP and Bündnis 90/Die Grünen in a government

    Was wird in Deutschland als "Ampelkoalition" bezeichnet? Die Zusammenarbeit … — von SPD, FDP und Bündnis 90/Die Grünen in einer Regierung

Source

Questions and options: Federal Office for Migration and Refugees (BAMF), Gesamtfragenkatalog for the “Leben in Deutschland” test and the Einbürgerungstest, as of 07.05.2025 (Annex 1 to the Einbürgerungstestverordnung). The English translation and the explanations are ours, written with AI; in the exam the questions are asked in German. The coats of arms, flags and photos come from Wikimedia Commons, the maps and ballot papers are drawn by us – authors and licences are listed under Image credits. This is not a government service.

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