SwitzerlandÉtat social, travail et vie quotidienne 13 · Welfare, work and everyday life
Who must have basic insurance with a health insurance fund (caisse-maladie) in Switzerland?
In the exam (French)
Qui doit avoir une assurance de base auprès d'une caisse-maladie en Suisse ?
- aonly people over 18seulement les personnes de plus de 18 ans
- beveryone who lives in Switzerlandtoute personne qui habite en SuisseCorrect answer
- conly people with Swiss citizenshipseulement les personnes de nationalité suisse
- donly people who have a jobseulement les personnes qui ont un emploi
Why?
Basic health insurance (LAMal) is compulsory for everyone resident in Switzerland, including children. A person who comes to Switzerland must take out insurance within three months.
Translated with AI. In the exam the question is in French, as shown above.
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Which rule applies to basic health insurance?Correct answer:You choose your insurance fund freely, and it must accept everyone.
Quelle règle s'applique à l'assurance de base de la caisse-maladie ? — On choisit librement sa caisse, et elle doit accepter tout le monde.
État social, travail et vie quotidienne 15
Does the amount of the basic health insurance premium depend on the insured person's income?Correct answer:No, the premium itself does not depend on income.
Le montant de la prime de l'assurance maladie de base dépend-il du revenu de la personne assurée ? — Non, la prime elle-même ne dépend pas du revenu.
État social, travail et vie quotidienne 16
What is the deductible (franchise) in health insurance?Correct answer:the yearly amount of costs you first pay yourself
Qu'est-ce que la franchise de l'assurance-maladie ? — le montant annuel des frais qu'on paie d'abord soi-même
État social, travail et vie quotidienne 17
Who receives a subsidy (subside) to pay health insurance premiums?Correct answer:people on a modest income, according to the rules of their canton of residence
Qui reçoit un subside pour payer les primes d'assurance-maladie ? — les personnes à revenu modeste, selon les règles du canton de domicile
Source
Our own practice questions, written in French on the facts of the Federal Constitution and official information from the Confederation and the cantons of Vaud and Geneva. They are not the questions of the cantonal tests, and no text from the official cantonal or communal lists is reused. Each question was written, answered blind and fact-checked in separate rounds. The English translation and the explanations are ours, made with AI help; in the test the questions are asked in French. We are not affiliated with the Confederation, the cantons or the communes.
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