SwitzerlandÉtat social, travail et vie quotidienne 16 · Welfare, work and everyday life
What is the deductible (franchise) in health insurance?
In the exam (French)
Qu'est-ce que la franchise de l'assurance-maladie ?
- athe yearly amount of costs you first pay yourselfle montant annuel des frais qu'on paie d'abord soi-mêmeCorrect answer
- bthe amount you pay each month as a premiumle montant qu'on paie chaque mois comme prime
- ca refund when you have not been ill at all during the yearun remboursement quand on n'a pas été malade de l'année
- da fee for switching to another insurance fundun émolument pour passer à une autre caisse
Why?
The deductible is the fixed amount per year that adults pay themselves towards their medical costs. Above that, the insurance fund pays, minus the co-payment (quote-part). With a higher deductible, the premium is lower.
Translated with AI. In the exam the question is in French, as shown above.
Check yourself
Would you know these too?
The same number of questions and the same pass mark as the real test, marked at once. Your first mock is free and needs no account.
Take a free mock examÉtat social, travail et vie quotidienne 17
Who receives a subsidy (subside) to pay health insurance premiums?Correct answer:people on a modest income, according to the rules of their canton of residence
Qui reçoit un subside pour payer les primes d'assurance-maladie ? — les personnes à revenu modeste, selon les règles du canton de domicile
État social, travail et vie quotidienne 18
What does federal law provide, as a minimum, for working mothers after giving birth?Correct answer:14 weeks of leave at 80% of salary
Que prévoit au minimum le droit fédéral pour les mères qui travaillent, après la naissance ? — 14 semaines de congé avec 80 % du salaire
État social, travail et vie quotidienne 19
What did the voters accept for families in September 2020?Correct answer:two weeks of paid paternity leave
Qu'est-ce que le corps électoral a accepté pour les familles en septembre 2020 ? — deux semaines de congé de paternité payé
État social, travail et vie quotidienne 20
In Switzerland, who is responsible for compulsory schooling (kindergarten, primary school, lower secondary school)?Correct answer:the cantons
En Suisse, qui est responsable de l'école obligatoire (école enfantine, primaire, secondaire I) ? — les cantons
Source
Our own practice questions, written in French on the facts of the Federal Constitution and official information from the Confederation and the cantons of Vaud and Geneva. They are not the questions of the cantonal tests, and no text from the official cantonal or communal lists is reused. Each question was written, answered blind and fact-checked in separate rounds. The English translation and the explanations are ours, made with AI help; in the test the questions are asked in French. We are not affiliated with the Confederation, the cantons or the communes.
Official informationTry it under exam conditions.
The same number of questions and the same pass mark as the real test, marked at once. Your first mock is free and needs no account.
The pass CHF 14.90 · 180 days of access for one payment — it never renews