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CzechiaTéma 10, úloha 10 · Civil law

Mr Novák cannot repay his loans to the banks. He wants to apply for a declaration of personal bankruptcy. Which institution will decide on declaring personal bankruptcy?

In the exam (Czech)

Pan Novák nemůže splácet úvěry bankám. Chce požádat o vyhlášení osobního bankrotu. Která instituce bude rozhodovat o vyhlášení osobního bankrotu?

  1. aA court.Soud.Correct answer
  2. bA bank.Banka.
  3. cThe Labour Office.Úřad práce.
  4. dThe tax office.Finanční úřad.

Why?

Debt relief (oddlužení, personal bankruptcy) is decided by the insolvency court, which is the regional court. Neither a bank nor an authority can decide on it.

Translated with AI. In the exam the question is in Czech, as shown above.

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Source

Questions and correct answers: Databanka testových úloh z českých reálií (databank of test items on Czech realities), 10th edition, updated 5 January 2026, © Národní pedagogický institut České republiky (NPI ČR). The English translation and the explanations are ours, written with the help of AI; in the exam the questions are in Czech. The source of each picture is given with it. We are not affiliated with NPI ČR or with the Institute for Language and Preparatory Studies of Charles University (ÚJOP UK).

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