SwitzerlandSozialstaat, Arbeit und Alltag 13 · Welfare, work and everyday life
Who in Switzerland must have basic insurance (Grundversicherung) with a health insurance fund (Krankenkasse)?
In the exam (German)
Wer muss in der Schweiz eine Grundversicherung bei einer Krankenkasse haben?
- aonly people over 18nur Personen über 18 Jahre
- bonly people with a Swiss passportnur Personen mit Schweizer Pass
- cevery person who lives in Switzerlandjede Person, die in der Schweiz wohntCorrect answer
- donly people who are in worknur Personen, die erwerbstätig sind
Why?
Basic insurance is compulsory for everyone resident in Switzerland, including children. Anyone who moves to Switzerland must take out insurance within three months.
Translated with AI. In the exam the question is in German, as shown above.
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Take a free mock examSozialstaat, Arbeit und Alltag 14
What applies to basic health insurance (Grundversicherung)?Correct answer:You choose the fund freely, and it must accept every person.
Was gilt in der Grundversicherung der Krankenkasse? — Man wählt die Kasse frei, und sie muss jede Person aufnehmen.
Sozialstaat, Arbeit und Alltag 15
Does the premium for basic health insurance depend on income?Correct answer:No, income plays no part in it.
Hängt die Prämie der Grundversicherung vom Einkommen ab? — Nein, das Einkommen spielt dafür keine Rolle.
Sozialstaat, Arbeit und Alltag 16
What is the deductible (Franchise) in health insurance?Correct answer:the yearly amount towards the costs that you pay yourself first
Was ist die Franchise bei der Krankenkasse? — der jährliche Betrag an die Kosten, den man zuerst selbst bezahlt
Sozialstaat, Arbeit und Alltag 17
Who receives a reduction of their health insurance premium (Prämienverbilligung)?Correct answer:people with a low income, according to the rules of the canton where they live
Wer erhält eine Prämienverbilligung für die Krankenkasse? — Personen mit tiefem Einkommen, nach den Regeln des Wohnkantons
Source
Our own practice questions on the facts of the Federal Constitution and the official information of the Confederation and the cantons of Zurich, Aargau and Bern. They are not the questions of the cantonal tests, and no wording from the cantonal question catalogues has been reused. Each question was written, answered blind and fact-checked in separate rounds. The English translation and the explanations are ours, made with AI; in the test the questions are in German. We are not affiliated with the Confederation, the cantons or the communes.
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